The following are the terms (“Terms”) on which the Firm and the person identified above (collectively and each individually, “Investor”) may use the Frere Hall Capital Management LTD (“Frere Hall”) Site (the “Website”) or any content available on the Website that is made available via any application platform or other medium (the “Content”).

For the purposes of these Terms, the term “Site” shall mean as applicable to an Investor’s method of access and/or use, the “Website” and/or the “Content”. The Investor is accepting these terms and conditions of use

The term “you” or “your” refers to any User.

Registration and Access

Access to any Site is password protected. Frere Hall will assign a User Name (“User Name”) and password (“Password”) to each individual who is granted access. Each User Name and Password should be kept strictly confidential and is for the exclusive use of the Investor to whom they are assigned.

Accordingly, the following are not permitted:

The Investor agrees to, and to cause its Users to, protect the confidentiality and security of any Site and its contents will only be communicated by the Investorto properly authorised employees and agents. The Investor is liable for all use or misuse of any such User Name or Password and will comply with all reasonable instructions notified to it from time to time relating to the same. An Investor authorises us to act (without any further enquiry) on any instruction given using a User Name and Password received by us.

Frere Hall is not responsible for any breach of security caused by your failure to maintain the confidentiality of your User Name or Password. An Investor should promptly inform Frere Hall if it suspects that the security or functionality of any User Name or Password has been compromised. An immediate cessation of a User Name and/or Password will be effected upon cessation of a User’s employment with or Agency on behalf of the Investor. For clarity, the User shall no longer access any Site using any User Name or Password given to the Investor. The Investor shall remain liable for any use of any Site by any User who has ceased employment with or agency for the Investor until the applicable User Name and Password is disabled following notice to us by the Investor.

Security of Stored User ID

Our Site allows you to store your User Name and Password so that you will not be required to enter it upon each access . As described herein, Frere Hall is not responsible for any breach of security caused by your failure to maintain the confidentiality of your User Name and Password, regardless of whether it is stored by any Site. By storing your User Name and Password, you may increase the risk of unauthorised access to any site and to your information on any Site. If you use a shared or public computer, you must not elect at any time to store your User Name or Password.

Use of the Site

You may not gain access to or use the site:

You will agree at all times to use any Site with utmost good faith. By way of example, but not by way of limitation, you shall not:

Electronic Communications

Frere Hall reserves the right, as permitted by applicable law, to monitor electronic communications. In connection with the Site, the Investor acknowledges and consents to the electronic recording (including taping) of any communication, electronic or otherwise, between its Users and Frere Hall or its representatives or agents by means of the Site.

The Investor acknowledges and consents to our use of cookies and other tracking technologies to collect information about recipients of electronic communications (such as internet protocol addresses). The Investor acknowledges and consents to the recording, retention and use by Frere Hall and their employees ,representatives and agents of all information and data that any User inputs during use of the Site. Including without limitation, all account information provided by the Investor and its Users and all selections and uses of calculators and other tools included herein.

Any information the Investor or any of its Users transmits to the site becomes the property of Frere Hall, and may be used by Frere Hall for any lawful purpose, and is further subject to disclosure as deemed appropriate by Frere Hall, including to any legal or regulatory authority to which Frere Hall is subject.

Privacy Statement

Keeping your personal information secure and ensuring your understanding of how we use that information is important to us. Our goal is to assist you in understanding how the personal information you choose to share with Frere Hall through the Site is used and maintained. You are not under any obligation to share your personal information with Frere Hall.

The Personal Information that you provide and the data that you create and save on the Site is used to provide the services available through the Site to you and to inform you of products, services, or other opportunities that may be available through Frere Hall. Such information and data will be used to administer our business, any Site and our services in a manner consistent with our Terms as well as applicable laws, rules, regulations, or other legal obligations. We do not sell or market your personal information to unaffiliated organisations. If you have provided Frere Hall with your email address, or have done so in the past, we may upon occasion email you. Emails sent to us through any Site will be maintained in a manner consistent with our legal and regulatory requirements regarding Investor and public communications.

The following Frere Hall Capital Privacy Principles, set out below, explain more fully how your information will be treated by Frere Hall.

No Offer of Securities

The material on our Site is for information purposes only and under no circumstances should any of the material on the Site be considered as an offer to see or a solicitation of an offer to buy the securities or any other instruments of Frere Hall or any other issuer. Offers can only be made where lawful under applicable law. Should you wish to obtain further details about any information on the Site, it is recommended that you contact a Frere Hall employee.

Hypothetical or Past Performance

Hypothetical or simulated performance results will have inherent limitations. Simulated results do not represent actual trading, unlike an actual performance record. The financial information contained in the Site is indicative only, and actual returns and high-water marks may vary by Investor depending on a range of factors including, but not limited to, share class and investment date. The materials provided are based upon information included in our records, as well as information received from third parties. We do not represent that the information is accurate or complete or up-to-date, and it should not be relied upon as such; Frere Hall is not, and shall not agree to be, bound by the Information. In the event of any discrepancy between the Information and the information contained in your monthly account statements, the latter shall govern. Past performance is not necessarily indicative of future results. This Site does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product. Any such offer or solicitation may only be made by means of delivery of an approved offering memorandum. This Site including any attachments is confidential, is provided for information purposes only and is intended solely for the person(s) to whom it is addressed. It is not intended for you if you are not eligible to receive it without any party breaching legal or regulatory requirements in any relevant jurisdiction. If you are not the intended recipient, you are not allowed to use the Information and you should disregard and/or destroy the Information.

Material to be consulted in its Entirety

All materials on the Site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the section of anymaterial or document that you consult or download.

Statement Information

Any statements relating to your transactions that are made available to you via the Site have been provided to you as a courtesy to you at your request and do not replace or supersede your customer account statement. In the case of any conflict, the information on your customer statement shall prevail. We do not guarantee the accuracy or completeness of this information. This information is based upon the market value of your account as of the dates specified herein and is subject to market fluctuation.

Liability Waiver/No Warranty

The Website, content and any data contained on or in this Site is provided “as is” and without Warranty of any kind. Frere Hall and our employees, agents and licensors (collectively known as “related parties”) make no warranty, representation or other assurance in connection therewith, including the availability, accuracy, reliability, timeliness, completeness, results, functionality, performance, noninfringement, suitability, quality or fitness for a particular purpose or otherwise. All Representations, Warranties and Assurances, whether Statutory, Implied or Otherwise are expressly excluded. We and our related parties have no liability to Investors or third parties in connection with the content and data contained in or on the Site. Furthermore, we are not liable for losses which Investors may incur or experience in connection with this Agreement or use of the data in or on the Site. The Investor is solely responsible for any losses, damages or costs from their use or reliance of and data or content that Frere Hall and its related parties may provide in connection with the use of this Site and its contents. Nothing in these terms limits or excludes any liability to the extent contrary to applicable laws or regulations. Under no circumstances shall Frere Hall and its related parties total liability for and all damages and causes of action exceed the amount paid by the Investor if any, for the use of the Site and/or its content. Frere Hall further assumes no responsibility for, and makes no warranties that functions contained at the site or content will be un-interrupted and/or error free; that errors will be corrected; or that the Site or content or any method of access to or storage will be free of viruses. Frere Hall will not be liable for any damages to your systems from viruses that may infect your services. Frere hall will not assume responsibility for your repairs or corrections that must be performed on account of accessing the Site or its content. Some jurisdictions do not allow the exclusion of implied warranties, thus some or all of the exclusions above may not be applicable.

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